Which form of homeowner policy includes the collapse of a building among its covered perils?

The broad form homeowner policy is designed to cover a wider range of perils compared to the basic form. One of the key features of the broad form is that it includes coverage for specific named perils, among which is the collapse of a building. This provision is essential as it protects homeowners from significant financial loss in the event of structural failures due to various factors, such as a hidden defect or infestation.

In contrast, the basic form typically has a more limited scope of coverage, focusing on a select few perils like fire and windstorm, and does not include collapse. The comprehensive or "all-risk" form offers extensive coverage, often including more perils than the broad form, but it’s not specifically named in this context. The liability form, however, is focused on personal liability protection and does not address property coverage or perils such as collapse. Therefore, the broad form is the correct answer, as it explicitly includes this type of peril in its coverage.